About 网上银行

便捷的网上银行服务

View your balance, deposit a check, or pay a bill: Easily manage your accounts with Patelco Online^™ and the Patelco移动应用程序.

Explore how to use different features and tools available in online banking with our 一步一步的演示.

我们的平台包括:

• A personal dashboard with up-to-the-minute balances and upcoming payments and transfers
• Customizable alerts to help you stay on top of your finances
• The ability to make transfers between accounts, or send money fast to people you know with Zelle^®
• 帮助你制定储蓄目标的工具
• Integration with Quicken and Mint, plus available CSV exports (compatible with Excel)

今天就开始吧 Patelco Online^™ >

双因素认证指南(2FA)

As an extra layer of protection for online banking and our Mobile App, we may require two-factor authentication (2FA) for some logins. 这意味着, 除了您的用户名和密码之外, 登录时可能会要求您输入密码. 您可以选择通过电话接收该代码, 一个2FA首选身份验证程序(DUO authenticator), Authy, 或Google Authenticator)或通过短信(SMS). Never share your code with anyone — Patelco will never call or text to ask for it. You will only be asked for a 2FA code while using online banking or our Mobile App, 绝不是被一个人.

最大限度的保护, you can also set 2FA to be "always on" so you'll be asked for a code via text (SMS), a 2FA authenticator app or phone call every time you log in to Patelco Online^™ or our Mobile App. It takes only a few extra seconds but will protect your account from automated attacks and fraudsters.

How to turn on 2FA for SMS or voice call 使用台式电脑

Tap on this short interactive demo to learn how to set it up in online banking.

如何通过首选身份验证器应用程序打开2FA

Alternatively, 你也可以选择一个首选的身份验证程序, 如DUO Authenticator, Authy, 或Google Authenticator. These apps add another layer of security to help protect your account.

1. Log in to Patelco Online^™ 从台式电脑
2. 在右上角选择你的名字
3. Select Settings
4. Select the Security tab
5. Next to 双因素身份验证，将开关转到 ON position
6. 选择旁边的铅笔图标 2FA App
7. Select Enroll
8. 系统显示二维码
9. Open or download your preferred authenticator app (DUO Authenticator, Authy, 或Google Authenticator) and follow the app instructions to set up an account, then select Use a QR code
10. Scan the QR code from Step 8 and save the account in the authenticator app. Or you can enter the code displayed in the authenticator app under the 手动输入代码 text box
11. Select Next
12. Select Done 如果需要的话，检查一下 设置为首选认证方法

Whether you use online banking 或移动应用程序 to set 2FA to "always on,“它将在以后的所有登录中保持打开状态, 手机和桌面都可以. (如果你想的话，你可以回头把它关掉.)

为您的帐户创建昵称

Personalizing your account names in online banking makes it easier to manage your money. 与昵称, 你可以更好地控制自己的支出和储蓄, 并清楚地标明每个账户的用途.

For example, if you have two savings accounts with Patelco and one is for your children’s college tuition, 你可以把这个账户改名为“大学基金”." This will help you quickly locate the account in the future and encourage you to save as part of your own personal budget.

Here's how to nickname your accounts in online banking:

1. Sign in to Patelco Online^™ 使用台式电脑
2. 从主菜单中选择 Accounts (by hovering)
3. 然后在下拉菜单中，点击或点击 Accounts (第三个)
4. 在页面的右上角, you'll see the name of the account with a small pencil icon next to it
5. 点击或点击铅笔图标
6. 控件中键入帐户的新名称 Nickname field (name it whatever you'd like with a maximum of 25 characters)
7. If you want, you can also change the color that's displayed next to the account
8. Select the Save button

The next time you view your account online, the nickname will appear.

用遗产表节省时间和纸张

使用电子报表更环保一点, which you can access conveniently from your online account. 它们还提供了防止邮件被盗的额外保护. We’ll email you monthly to let you know your statement is ready to view.

从遗产开始

1. Log in to Patelco Online^™ or the Mobile App
2. Go to Tools & Settings
3. Select Go Paperless 按照提示设置您的偏好

在线查看报表，请登录 Patelco Online^™ or the Mobile App, hover over Accounts 在主菜单中，然后选择 Statements & Documents. (You don’t need to be signed up for eStatements to view your statements online.)您可以查看最多5年的报表历史记录. If you need a statement older than 5 years, send us a secure message using the 信息中心, found under Tools & Settings 在主菜单中.

使用透支保护

Say goodbye to fees and overdrawn accounts with Overdraft Protection.

Here’s how it works: we'll transfer money from your chosen backup account(s) to your checking account if there isn't enough money to cover a check, 借记卡购买, 或电子交易. It's a great way to avoid overdrawn accounts, overdraft charges and late fees. You can designate up to eight backup accounts and add or remove them easily.

去Patelco Online^™ >

Learn how to set up Overdraft Protection in this step-by-step demo below.

使用任意存款

任何存款 lets you to deposit checks directly into your account using Patelco Online^™ 或移动应用程序.

使用“随时随地存款”，您必须:

• 满足信用要求
• Have our Mobile App on your iPhone or Android device, or be logged in to online banking
• 注册Patelco Online^™

To use 任何存款, select the check deposit icon inside our Mobile App. Alternately, log in to online banking via a desktop computer, and hover over Transfer & Pay 在主菜单中. 然后点击或点击 任何存款.

开始吧 Patelco Online^™ >